9 Free Coin Counting Machines Near Me (2026)

Top picks: your community bank, because local banks and credit unions are the likeliest to still run a free machine; U.S. Bank select branches, which count coins fee-free for debit card holders; and Rockland Trust, which is free for customers and charges noncustomers only a nominal fee. This guide is for anyone with a jar of change who wants to keep every cent. The catch: almost every free machine is tied to an account, so "free" often means you must bank there, and availability changes by branch. Call ahead, and log your answers with our coin counter locations checklist.

9 Free Coin Counting Machines Near Me (2026)

1. Your community bank

WHAT YOU ACTUALLY GET: a free or low-fee counter only if your local branch has a working machine, and rules vary by bank. Big national banks such as Chase, Bank of America and Capital One no longer offer coin machines, so community banks and credit unions are the likeliest option, per MyBankTracker. Some waive the fee for account holders and charge everyone else a percentage of the coins counted. Eligibility depends on the bank.

Call the branch or check its page and ask four things: does the machine work, do you need an account, is there a dollar limit, and do you get cash, a deposit, or a receipt for a teller. If no machine is near you, ask about depositing rolled coins, which may be free but means sorting and wrapping them yourself.

Watch out: a machine at one branch may be missing at the next, so confirm before you drive. This is the best first call because a local bank is the most likely place to find a free machine. Last checked: November 5, 2026, via MyBankTracker.

2. U.S. Bank select branches

WHAT YOU ACTUALLY GET: fee-free coin counting at select U.S. Bank branches, and an active consumer U.S. Bank debit card is required. Only some branches have a counter, so a branch down the street does not guarantee a machine. The service is built for existing consumer customers, which makes it a poor fit if you bank elsewhere.

Open the branch locator on U.S. Bank's website, search your ZIP code, and look for a coin counter in the branch services. Call that branch to confirm the machine works and ask whether there is a dollar limit. Bring your debit card along with the coins. Customers can also use participating Coinstar kiosks, but that route carries a 2.5% transaction fee, per U.S. Bank.

Watch out: the Coinstar kiosk option is not free, so do not mix it up with the in-branch counters. A strong choice if you already hold a U.S. Bank debit card. Last checked: November 5, 2026, U.S. Bank.

3. Rockland Trust coin-counter branches

WHAT YOU ACTUALLY GET: free counting for Rockland Trust customers, and a nominal fee for everyone else. Rockland Trust says several branches have automatic coin counters, and the machines are open to noncustomers who pay that fee. The bank describes the fee only as nominal, so ask the branch what it charges today.

Go to Rockland Trust's coin counting page, find a branch with a counter, then call to confirm it is working. Because noncustomers are welcome, this is one of the few options where a quick trip costs little even without an account. If you are saving the proceeds, point them at a goal such as the 52-week savings challenge.

Watch out: the noncustomer fee comes out of your total, so a large jar costs more than a small one. The best pick here if you are not a customer but live near a counter branch. Last checked: November 5, 2026, Rockland Trust.

4. Liberty Bank self-service coin machines

WHAT YOU ACTUALLY GET: no fee for amounts up to and including $250, and a 1% service charge on amounts over $250, per Liberty Bank's coin counting page. Liberty says self-service coin machines are available for its customers at each branch. The word to notice is customers, so plan on having an account before you show up with a heavy jar.

Visit Liberty Bank's coin counting page again to confirm the current policy, then pick the branch nearest you. If your jar is likely to top $250, weigh the 1% charge against the hassle of a second trip. A $300 jar, for example, would cost you about $3 in fees.

Watch out: the $250 line is easy to cross with a big jar of quarters, so estimate the total before you go. Clear rules and a machine at every branch make this a dependable option for customers. Last checked: November 5, 2026, Liberty Bank.

5. Visions Federal Credit Union

WHAT YOU ACTUALLY GET: free coin redemption for Visions members, with loose coins counted and deposited straight into your account. You do not need to roll the coins or wait in the teller line. Coin counting, deposit services, and currency exchanges are available to Visions members, so nonmembers would need to join the credit union first.

Open Visions' coin counting machines page, find a branch that has a machine, and pour in your loose change. The machine sifts, counts, and deposits it for you. Because the money lands in your account instead of your wallet, decide beforehand how much to move into savings; our monthly savings guide can help you set that number.

Watch out: you get a deposit rather than cash in hand, so this suits you only if you want the money in your account. The easiest hands-off option here for members. Last checked: November 5, 2026, Visions FCU.

6. OnPoint Community Credit Union branches

WHAT YOU ACTUALLY GET: free coin machines at select OnPoint branches, with the printed receipt taken to a teller for account credit. OnPoint reports more than 30 branch locations with machines, with some exclusions, and the service is meant for members. OnPoint has also partnered with Coinstar, giving members access to over 10,000 participating Coinstar kiosks, per OnPoint's blog.

Open the Locations & ATMs page on OnPoint's website, which lists all of its branches, and check the current list of branches with coin machines before you go. Count your coins at the machine, keep the printed receipt, and walk it to a teller to have the amount credited to your account. If your branch is not on the list, call ahead.

Watch out: not every OnPoint branch has a machine, so a nearby branch is not enough. Good for members who live near a participating location. Last checked: November 5, 2026, OnPoint Community Credit Union.

7. P1FCU branches

WHAT YOU ACTUALLY GET: free counting for P1FCU members at the many branches with a coin machine, and a 10% fee for nonmembers. The machine counts your loose coins and prints a slip, and the credit union then processes it. P1FCU says many branches, not all, have machines, per P1FCU.

Start at the P1FCU homepage, which lists all branches and locations, and pick a branch that has a machine. Run your coins through, then bring the printed slip to the same branch where it was issued so staff can process it. Do not carry the slip to a different branch and expect it to be honored.

Watch out: a 10% fee for nonmembers is steep, so join first or choose another option on this list. A solid pick for members with a branch nearby. Last checked: November 5, 2026, P1FCU.

8. Ridgewood Savings Bank branches

WHAT YOU ACTUALLY GET: no fee for Ridgewood customers, and 9.9 cents per dollar counted for noncustomers. Ridgewood offers Coinstar and Coinstream machines that turn loose change into cash within minutes, and the bank waives the fees as a courtesy for its customers. Receipts must be redeemed on the day they are issued.

Open Ridgewood's coin counting page to see where the machines are, then call your branch to confirm one is working and how to cash out. Count your coins and take the receipt to the teller the same day. Decide where the money goes before you start, perhaps using a simple plan from our budgeting guide.

Watch out: a receipt left until tomorrow is a problem, so only start counting when you have time to finish the cash-out. Fine for customers, and expensive for anyone who is not. Last checked: November 5, 2026, Ridgewood Savings Bank.

9. Coinstar fee-free eGift card option

WHAT YOU ACTUALLY GET: a 0% fee on eGift card options at participating kiosks, while cash payouts can cost a service fee of up to 15.9% plus a transaction fee of up to $0.99. Coinstar kiosks sit in retail stores and take coins from anyone, with no bank account needed. Fees and brands vary by retailer and location, per Coinstar's help center.

Open coinstar.com/giftcards, choose an eGift card brand to find kiosks that carry it, then pick that same brand on the machine. The paper eGift card prints with a unique code that works like a plastic gift card. If you would rather turn change into a card you already use, compare it with our guide to where to buy Amazon gift cards.

Watch out: choose cash at the kiosk and the fee applies, so check the screen before you confirm. Best when you have no bank option nearby and will happily take a gift card. Last checked: November 5, 2026, Coinstar.

Verdict: Start here

• Best overall: your community bank, because local banks and credit unions are the likeliest to still have a free machine.
• Best for a specific reader: U.S. Bank select branches if you already hold a U.S. Bank debit card, or Rockland Trust if you are not a customer and can pay a nominal fee.
• Skip if: you are a nonmember at P1FCU or Ridgewood, where fees run about 10 cents per dollar, unless you have no other choice.
• Try first this week: call your own bank or credit union and ask whether the branch has a working coin machine, whether you need an account, and whether there is a dollar limit.